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<br /> , 10 n i\ <br /> ~ ~ <br /> :- c: ~ <br />I'\.) Z <br />IS> ~~ ~ <br />IS> 0 <br />m ~ Y\ <br />IS> ncn <br />m <br />...... ~:t: <br />c.n <br />~ <br /> t, <br /> <br /> <br /> <br /> <br />After Recording Return To: <br />HERMSEN MORTGAGE GROUP, INC <br />2504 SOUTH 119 ST <br />OMAHA, NEBRASKA 68144 <br />Loan Number: 1592004300 <br /> <br />[Space Above This line For Recording Datal <br /> <br />DEED OF TRUST <br /> <br />MIN: 1000634-1592004300-9 <br /> <br />DEFINITIONS <br /> <br /> r.......,:) oi <br /> .::::.::=t (") UJ <br /> ,::::> <br /> >~ ~ 0 -i <br /> C- c:l> ~[ <br />~ s> :z: -i <br />c:::: -i lT1 <br />r'r~ r- -< <br />,-') ~J ""_ 0 ~ <br />o"'~t ~ C) ., 0 <br />-'1 0 -1 Z OJ - <br />C) Q~ X Pl ::) <br />Pl f" -0 >- OJ 0 ~ <br />rTJ :3 r ;:0 OJ 2 <br />CJ r );> <br />(J) c.n ~ 3 <br /> ~ w ;:><; CD <br /> l> Ul ::3 <br /> -r: --- ... <br /> 1---& VI ...s:: 2 <br /> en 0 <br /> <br />'0)\\ <br />'0"\ <br />.~ <br /> <br />c.... <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JUL Y 5, 2 006 <br />with all Riders to this document. <br />(B) "Borrower" is JARILYN OBERMILLER-SPIEHS SINGLE WOMAN <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERMSEN MORTGAGE GROUP, INC <br /> <br />. together <br /> <br />Lender is a NEBRASKA CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 2504 SOUTH 119 ST, OMAHA, NEBRASKA 68144 <br /> <br />organized <br /> <br />(D) "Trustee" is THOMAS WHITMORE, ATTORNEY AT LAW, 7602 PACIFIC ST. <br />OMAHA, NE 68114 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Ine. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware. and has an address and telephone number <br />of P.O. Box 2026, Flint. MI 48501-2026. tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JUL Y 5, 2006 <br />The Note states that Borrower owes Lender ONE HUNDRED EIGHT THOUSAND AND 00/100 <br />Dollars (U.S. $ 108, 000 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JULY 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest. any prepayment charges and late charges due under <br />the Note. and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />NEBRASKAnSingle Family..Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 302B 1/01 Page 1 of 10 <br /> <br />DocMflglc ~ 800-649-1362 <br />www.docmagic.com <br /> <br />\f} <br />