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<br />200606069 <br /> <br />Loan Number:9631556292 <br /> <br />To the extent permitted hy Applicable Law, Lender may charge a reasonable fee as a condition <br />to Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated <br />under the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice <br />is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security <br />Instrument. If Borrower fails to pay these sums prior to the expiration ofthis period, Lender may invoke <br />any remedies permitted by this Security Instrument without further notice or demand on Horrower. <br /> <br />BY SIGNING BELOW, Horrower accepts and agrees to the terms and covenants contained in this <br />Fixed/Adjustable Rate Rider. <br /> <br />i1.e~ <br /> <br />JHAE~D HINKEN <br /> <br />... <br /> <br />(Seal) <br />-Horrower <br /> <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Horrower <br /> <br />(Seal) <br />-Horrower <br /> <br />[Sign Original OnlYl <br /> <br />Revised for First Indiana Bank Form 3187 12103 <br />Page 4 of 4 <br />