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<br />~ <br /> <br />200605937 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />:lL -I. f1J\ ~5eal) <br /> <br />~.HINSKY olTower <br /> <br />~"..~- YrI. J1L~ (Seal) <br />4~~SCHINSKY BOlTower <br />M <br /> <br />SNE17 Rev 12/27/00 <br /> <br />Page 17 of 18 <br /> <br />MOL <br /> <br />Initials:_ i-v <br /> <br />FORM 3028 1/01 <br />