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<br />200605846 <br /> <br />installments payable thereunder. Any actions taken by Lender pursuant to the terms of this paragraph <br />shall not affect the obligation of Borrower or Borrower's successors or assigns to pay the sums secured by <br />this Instrument and to observe the covenants of Borrower contained herein, shall not affect the guaranty <br />of any person, corporation, partnership or other entity for payment of the indebtedness secured hereby, <br />and shall not affect the lien, or priority of lien, hereof on the Real Property. Borrower shall pay Lender a <br />reasonable service charge, together with such title insurance premiums and reasonable attorney's fees as <br />may be incurred at Lender's option, for any such action if taken at Borrower's request. <br /> <br />13. FORBEARANCE BY LENDER NOT A WAIVER. No waiver by Lender of any right <br />under this Instrument shall be effective unless in writing. Waiver by Lender of any right granted to <br />Lender under this Instrument or of any provision of this Instrument as to any transaction or occurrence <br />shall not be deemed a waiver as to any future transaction or occurrence. By accepting payment of any <br />sum secured hereby after its due date or by making any payment or performing any act on behalf of <br />Borrower that Borrower was obligated hereunder but failed to make or perform, or by adding any <br />payment so made by Lender to the indebtedness secured hereby, Lender does not waive its right to require <br />prompt payment when due of all sums so secured or to require prompt performance of all other acts <br />required hereunder, or to declare a default for failure so to pay. <br /> <br />14. ESTOPPEL CERTIFICATE. Borrower shall, within ten (10) days following a written <br />request from Lender, furnish Lender with a written statement, duly acknowledged, setting forth the sums <br />secured by this Instrument and any right of setoff, counterclaim or other defense which Borrower believes <br />exists against such sums or the obligations of this Instrument. <br /> <br />15. UNIFORM COMMERCIAL CODE SECURITY AGREEMENT. This Instrument is <br />intended to be a security agreement pursuant to the Uniform Commercial Code for any of the items <br />specified above as part of the Real Property which, under applicable law, may be subject to a security <br />interest pursuant to the Uniform Commercial Code, and Borrower hereby grants Lender a security interest <br />in said items. Borrower agrees that Lender may file this Instrument, or a reproduction thereof, in the <br />appropriate records or index for Uniform Commercial Code filings as a financing statement for any of the <br />items specified above as part of the Real Property. Any reproduction of this Instrument or of any other <br />security agreement or financing statement shall be sufficient as a financing statement. In addition, <br />Borrower agrees to execute and deliver to Lender, upon Lender's request, any financing statements, as <br />well as extensions, renewals and amendments thereof, and reproductions of this Instrument in such form <br />as Lender may require to perfect a security interest with respect to said items. Borrower shall pay all <br />costs of filing such financing statements and any extensions, renewals, amendments and releases thereof~ <br />and shall pay all reasonable costs and expenses of any record searches for financing statements Lender <br />may reasonably require. Without the prior written consent of Lender, Borrower shall not create or suffer <br />to be created pursuant to the Uniform Commercial Code any other security interest in said items, <br />including replacements and additions thereto. Upon (a) Borrower's breach of any covenant or agreement <br />of Borrower contained in this Instrument or (b) the occurrence of an Event of Default (as such term is <br />defined in the Revolving Loan Agreement), Lender shall have the remedies of a secured party under the <br />Uniform Commercial Code and, at Lender's option, may also invoke the remedies provided in this <br />Instrument as to such items. In exercising any of said remedies, Lender may proceed against the items of <br />real property and any items of personal property specified above as part of the Real Property separately or <br />together and in any order whatsoever, without in any way affecting the availability of Lender's remedies <br />under the Uniform Commercial Code or of the remedies provided elsewhere in this Instrument. <br /> <br />16. LEASES OF THE PROPERTY. As used in this Paragraph 16, the word "lease" shall <br />mean "sublease" if this Instrument is on a leasehold. Borrower shall comply with and observe <br />Borrower's obligations as landlord under all leases of the Real Property or any part thereof. Borrower, at <br />Lender's request, shall furnish Lender with executed copies of all leases now existing or hereafter made <br /> <br />9 <br />