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~ -" 200605538 12. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any address Lender designates by notice to Borrower. 13. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provisions or clause of this Security Instrument or the Note conflicts with applicable law, such conflicts shall not affect other provisions of this Security Instrument or the Note which be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 14. Borrowers Copy. Borrower shall be given one conformed copy of this Security Instrument. 15. Foreclosure Procedure. If Lender requires immediate payment in full, Lender may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in herein, including, but not limited to, reasonable attorneys' fee's permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided herein, including, but not limited to, reasonable attorneys' fees and costs oftitle evidence. If the power of sale in invoked, Trustee shall record a notice of default in each county in which any part of the Property is located and shall mail copies of such notice in the manner as prescribed by applicable law to Borrower and to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall see the Property at public auction to the highest bidder at the time and place and under the terms designated in the not of sale in one ore more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser, Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order; (a) to all expenses of the sale, including, but not limited to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 16. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the property and shall surrender this Security Instrument and all notes evidencing debt securing by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 17. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance ofthe Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 18. Request for Notices. Borrowers request that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. Borrower further requests that copies of the notices of default and sale be sent to the person set forth herein. BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument. !2--4~ e- I \ :\ ~ Ihd ~/ ~~ \'\ COUNTY OF BG'-''-'LAS ) il..... ~'. } . A. t Vt4r..t. t4$ A-vi> )ss .v~ tlS f+ STATE OF NEBRASKA ) /~ CcucJl'lt1 A.;flf.,,,,-++Sl . /1 ~ cJf.iJr.p 11"ffi,.t1tJ ~ I hereby certify that on this ~ day of l_ u.J!.-,..2605, before me, an officer duly authorized in the State W'~ of aforesaid and in the county aforesaid to tak acknowledgements, personally appearedY" , to me ' .~ (,-rJiti)- C'. ms Ar-of\O - v known to be the person(s) described in and who executed the fore oi that they executed the same for the purpose therein expressed. Notary Public GENERAl NOTARY . state of Nebraska 1m MARNIE SCHAGER SUNDERMEIEA My Comm. Exp. Sept. 8, 2007 ~knOWledged before me WITNESS my hand and official seal in the county and state aD ;)jr?; fJDD7 .",,--- My commission expires: (notary seal) Prepared by; Clean Title and Escrow, LLC 13304 W. Center Rd, # 109 Omaha, NE 68144