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<br />200605535 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Adjustable Rate Rider. <br /> <br />~ C(,r{~ (Seal) <br />DOUG AS A. EVARETTS -Borrower <br /> <br />~f\ t1nMXY <br />CAROL A. EVARETTS <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />.-899R (0402) <br />@ <br /> <br />Page 5 of 5 <br />