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<br />C-- <br />I s-iJ <br />(p 0 . <br /> <br /> ;10 ~%c <br /> p m <br /> "'" <br /> c <br /> :- z n:J: ,-.....) <br /> n '" ,';~,;:) <br /> t n c <==> <br /> :I: cr.> <br />N m > (I) ~ '-',I <br />.. ,. <br />IS n en -J~ <br />IS I ~ ::c a c= <br />m ;:;..;..... :z: <br />IS 0" C) - ....... <br />()'I 0 CD <br />()'I 0 -,.., <br />IS t~, <br />N 0 <br /> ,.., -v -0 <br /> r'l Pi ::3 <br /> 0 ~ <br /> (fl w <br /> \' U1 <br /> -.] <br /> <br /> <br />'" (f) <br />o -~ <br />c:::t> <br />;;>:.-1 <br />......rn <br />-<0 <br /><."J -,.., <br />"'1 .~"... <br />.~~,,~ <br />x rn <br />p. GJ <br />r :Xl <br />r J> <br />(f) <br />;:><: <br />J> <br />-- <br /> <br /> <br />(f) <br />(I) <br /> <br />_______Jter Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 06-041702 <br /> <br />[Space Above This Line For Recording Datal <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JUNE 19, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is FRANCES CARSON A SINGLE PERSON JOY STORM A SINGLE <br />PERSON <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 "N" STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 19, 2 0 0 6 <br />The Note states that Borrower owes Lender FIFTY - EIGHT THOUSAND AND 00/100 <br />Dollars (U. S. $ 5 8 , 0 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2 03 6 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />D Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA.-Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800.649.1362 <br />www.docmagic.com <br /> <br />+~ <br /> <br />/)-; c:::.. <br />';7 0 <br /> <br />Q;' <br />oS' <br />Nit <br />~Gr <br />cn~ <br />og <br />013 <br />(.flCD <br />c>;a. <br />NZ <br />o <br /> <br />Ne30281.dot.1.tern <br /> <br />1111111111111111111111111111111111111111111111111111111111111 <br />