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<br />200605190 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~ (9~ - <br />-rt~Ct -:J / ~'6'v\ -3 <br /> <br />~~~15 <br /> <br />L~~ <br /> <br />? <br />James E. Kolar <br />(Sign Original Only) <br /> <br />(Seal) <br />- Horrower <br /> <br />~ ~ KJa^, <br /> <br />G"RRIE L I<:"OlA~ <br /> <br />002003612616 <br />C1t--6A(NE) (0407) <br /> <br />Pag.14 ot 15 <br /> <br />Form 3028 1/01 <br />CitiMortgage 3.2.0.19 V4 <br />