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<br />"lo.-., "< <br /> <br />200605113 <br /> <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br /> <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br /> <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 22nd day <br />of May, 2006 , and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security <br />Instrument") dated of even date herewith, given by the undersigned (herein "Borrower") to secure <br />Borrower's Note to washington Mutual Bank, FA <br /> <br />(herein "Lender") and covering the Property described in the Security Instrument and located at <br />4105 Manchester Road <br />Grand Island, NE 68803 <br /> <br />[Property Address] <br /> <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, <br />such Title and Regulations issued thereunder and in effect on the date hereof shall govern the <br />rights, duties and liabilities of Borrower and Lender. Any provisions of the Security Instrument or <br />other instruments executed in connection with said indebtedness which are inconsistent with said <br />Title or Regulations, including, but not limited to, the provision for payment of any sum in <br />connection with prepayment of the secured indebtedness and the provision that the Lender may <br />accelerate payment of the secured indebtedness pursuant to Covenant 18 of the Security <br />Instrument, are hereby amended or negated to the extent necessary to conform such instruments <br />to said Title or Regulations. <br /> <br />0066758541 <br /> <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br /> <br />P538R (0405) <br />Page 1 of 3 <br />VMP Mortgage Solutions, Inc. (800)521-7291 <br /> <br />1 0/03 <br /> <br />Initials:,g~ lJ/3 <br />