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. : 200605048 with applicable laws, such conflicts shall not affect other provisions of such Loan Instruments which can be given effect without the conflicting provision, and to this end the provisions of the Loan Instruments are declared to he severahle. This instrument cannot he waived, changed, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge, discharge or termination is sought. 15. RECONVEYANCE BY TRUSTEE. Upon written request of Beneficiary or his assignees stating that all sums secured herehy have been paid, or upon other satisfactory proof of the payment of all sums due hereunder, and upon surrender of this Deed of Trust and the Note to Trustee for cancellation and retention and upon payment by Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto" . 16. NOTICES. Whenever Beneficiary, Trustor, or Trustee shall desire to give or serve any notice, demand, request or other communication with respect to this Deed of Trust, each such notice, demand, request, or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Deed of Trust. Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above written. ide*nnhnv ~,~ Cc~ 1_, ~rl/l u ,.~.~ Alice J. Mumi \ "- TRUSTOR ST ATE OF NEBRASKA /Ja// :ss. COUNTY OF On this C, l,11 day of June, 2006, before me, the undersigned Notary Public, qualified for said County, personally came Jackie M. Munn and Alice .J. Munn, husband and wife, Trustor, to me known to be the identical persons whose names are affixed to the foregoing instrument and acknowledged the same to be their voluntary act and deed. Witness my hand and notarial seal the day and year last above writ en. ~ at GENERAL NOTARY. State of Nebraska DEBRA J. KOZAK M Comm. . Jan. 30 2008 Notary Public