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<br />119777809
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<br />{Spaoe Above This Line For Recording Data]
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<br />1000157-0006809331-5
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<br />DEED OF TRUST
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<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this dooument are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regardIng the usage of words used in this dooument are also provided In Section 16.
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<br />(A) "Seourlty Instrument" means this dooument, which is dated J U N E 1. 2 0 0 6 , together with all Riders to thIs
<br />document.
<br />(B) "Borrower" Is MAT THE W CHI L E SAN DAN 0 REA L MIL E S. ASH U 5 BAN DAN 0 WI FE
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<br />(C) "Lender" Is
<br />
<br />PLATTE
<br />
<br />. Borrower Is the trustor under this Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T CO. Lender is a
<br />organized and existing under the laws of THE STATE OF
<br />Lender's address is nn SFmt-rl AVE. KEARNEY. NE 61tU
<br />. ender is the boneflclary under
<br />
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<br />NFBRASKA
<br />
<br />this Security Instrument.
<br />(D) "Trustee" is P L A T T E V ALL E Y 5 TAT E BAN K & T R U S T CO.
<br />2223 SECOND AVENUF KFARNEY NF 68847
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<br />(E) "Note" means the promissory note signed by Borrower and dated J U N E 1. 200 6 . The Note states that
<br />Borrower owes Lender 0 N E HUN 0 REO T WEN T Y T H R E E THO USA N D SIX HUN D REO AND N 0 / 1 0 0
<br />Dollars (U.S. $ 1 2 3 , 6 0 0 . 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Penodlc Payments and to pay the debt In full not later than
<br />JUNE 1, 2036
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />
<br />(G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the N01o, and
<br />all sums due under this Securtly Instrument, plus interest.
<br />(H) "Riders. means all Riders to this Security Instrument that are executed by Borrower. Tho following Riders are to be executed by
<br />Borrower [check box as applloable]:
<br />
<br />o Adjustable Rate Rider 0 Condominium RIder 0 Second Home Rider
<br />
<br />o Balloon Rider 0 Planned Unit Development Rider OOther(s) [specify] ~-
<br />
<br />01-4 Family Rider 0 Biweekly Payment Rider
<br />
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />
<br />(K) "Electronic Funds Transfer" means any transfer of funds,other than a transaction originated by check, draft, or similar paper
<br />instrument, which Is initiated through an electronio terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financlal Institution to debit or credit an account. Such term Includes, but Is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone. wire transfers, and automated clearinghouse
<br />transfers.
<br />
<br />(L) "Escrow Items" means those items that are described In Section 3.
<br />
<br />~M) "Misoellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />otner than insurance roceeds paid under the coverages described in Section 5) for: (i) dam a e to, or destruction of, the Property;
<br />i1) condemnation or other taking of all or any part of the Property; (Iii) oonveyance in lieu of con~emnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means Insurance protecting Lender against the nonpayment of. or default on, the Loan.
<br />
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (I) principal and interest under the Note, plus (i1) any
<br />amounts under Sectlon 3 of this Security Instrument.
<br />
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~ 2601 et seq.) and Its Implementing regulation,
<br />f1egulation X (24 C.F.R. Part 3500). as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that govems the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed In regard to a '~ederally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA
<br />
<br />(Q) "Successor In Interest 01 Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY, NE 68847
<br />
<br />NEBAASKA-SlnglQ F"mUy-FQnulQ M"""'r.ddIQ MQC UNIFORM INSTRUMENT
<br />3028 NE DOT 11111 PG1
<br />
<br />Form 3028 1/01 (peg.. 1 CJ( 7 P"lI""')
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