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<br />200604971 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~ ~~ <br />~ ~ --- <br /> <br />rrower Bernard G Sommer <br /> <br /> <br />~ Q.}e.~~ <br /> <br />Borrower Beverly J Sommer <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />[Space Below This Line For Acknowledgment) <br /> <br />STATE OF Nebraska <br /> <br />) <br />) ss: <br />) <br /> <br />COUNTY OF Hall <br /> <br />I, Roberta L Reed , a Notary Public in and for said county and state, do hereby <br />certifY that Bernard G Sommer and Beverly J Sommer, husband and wife <br /> <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents ofthe <br />foregoing instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act <br />(his, her, their) <br />and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br /> <br />Witness my hand and official seal this 24th day of <br /> <br />May <br /> <br />2005 <br /> <br />~ENERAl NOTARY. State of Nebraska <br />ROBERTA l. REED <br />~~.,. My Comm. Exp. July 30, 2006 <br /> <br />c&uu~,~ <br /> <br />Roberta L Reed <br /> <br />(Seal) <br /> <br />My Commission Expires: <br /> <br />This instrument was prepared by: <br /> <br />NEBRASKA-Single Family--Fannie MaeIFrcddic Mac UNIFORM INSTRUMENT <br />12439.CV (l/05) 900587 <br /> <br />(MERS) <br /> <br />Form 3028 l/Ol (page 8 018 pages) <br />Creative Thinking, Inc. <br /> <br />GOTO(000332f5) <br />