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<br />200604645 <br /> <br />PERMANENT LOAN EXTENSION AGREEMENT <br /> <br />This Permanent Loan Extension Agreement (this "Agreement") is made to be effective as of the 23rd day of May, 2006, and is <br />incorporated into and shall be deemed to amend, supplement and extend the Mortgage, Deed of Trust, Deed or Security Deed <br />(the "Security Instrument") dated as of the 13th day of October, 2005, executed by the undersigned Borrower(s) (referred to <br />herein as "Borrower", whether one or more), in favor of Wells Fargo Bank, National Association ("Lender"). (Lender and its <br />successors and assigns shall be referred to herein as the "Note Holder".) The Security Instrument secures a Note (the "Note") <br />dated the same date as the Security Instrument payable to the order of Lender. All terms defined in the Security Instrument <br />shall have the same meaning in this Agreement. This mortgage was recorded as instrument 200510230. <br /> <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower (and <br />each Borrower if more than one) further covenants and agrees as follows: <br /> <br />1. PERMANENT LOAN. The Security Instrument, as amended and extended by this Agreement, secures a permanent <br />mortgage loan that replaces a construction loan between Lender and Borrower dated the same date as the Security Instrument <br />and evidenced by the Note with a Construction Loan Addendum Amending Note. The Note, as amended by a Permanent Loan <br />Addendum amending Note, evidences the permanent mortgage loan. Upon execution of this Agreement and the Permanent <br />Loan Addendum, the terms and conditions of the Construction Loan Addendum Amending Note shall be of no further force and <br />effect. <br /> <br />2. DEFINITIONS. The definitions set forth in the Security Instrument are amended as follows: <br /> <br />"Lender". Lender's address is P.O. Box 10304, Des Moines, IA 50306-0304. <br /> <br />"Note". The Note states that the Borrower owes Lender Two Hundred Twenty Eight Thousand Dollars (U.S. $228,000.00) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />June 01, 2036. <br /> <br />"Riders". Riders are to be executed by Borrower [check box as applicable]: <br /> <br />Adjustable Rate Rider <br />1.4 Family Rider <br />Condominium Rider <br /> <br />Balloon Rider <br />Other(s) [specify] <br />PUD Rider <br /> <br />Second Home Rider <br />VA Rider <br />Biweekly Payment Rider <br /> <br />LeQal Description: Lot TwentyTwo (22), Amick Acres Second Subdivision, Hall County, Nebraska <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Addendum. <br /> <br />&:7JrP$~ <br /> <br />Carl Deitrick <br /> <br />~~~\tL <br /> <br />Susan K Deitrick <br /> <br />STATE OF Nebraska <br />Hall County ss: <br /> <br />On this 23rd day of May, 2006, I, a Notary Public in and for said county and in said state, hereby certify that Carl <br />Deitrick and Susan K Deitrick, whose name(s) is/are signed to the foregoing conveyance, and who is/are know to me, <br />acknowledged before me that, being informed of the contents of the conveyance, he/she/they executed the same voluntarily <br />and as his/herltheir act on the day the same bears date. <br />Given under my hand and seal of office this 23rd day of May, 2006. <br /> <br />January 30, 2008 <br />My Commission Expires: <br /> <br />Prepared By: Jill Seltzer <br /> <br /> <br />~. <br /> <br /> <br />Notary Public <br /> <br />GENERAL NOTARY. Stale of Nebraska <br />DEBRAJ.KOZAK <br />Comm. . Jan. 30 2001 <br /> <br />AEB:BBG\Constr\Const Note Rider-Final.doc <br />