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<br /> 10 n ~ <br /> ~ m X <br /> "'" <br /> C m en <br /> Z n :c <br /> \f\ (')0 c:::1 ;;'l\ <br />N ~)> ~ <br />e nen <br />e "...:c <br />0) <br />e <br />+:0- <br />0) <br />~ <br />co <br /> <br /> <br /> <br /> ~ O(Jl ~l <br /> c::;> <br /> c::> a~ <br /> cr.> <br /> ~ c:)> <br /> ::3 z--l <br /> :;:1:) --1m ~ir <br />~ ~" -<= -<0 <br />.n, - N o~ ~I <br />0 -C ""z <br />11 t ::t:m <br />0 -0 p.c:P <br />", r::1J <br />r<1 ::3 r:t:>- <br />0 (Jl <br />if) ~ "" <br /> p- <br /> C,.) -.."- coZ <br /> U1 (J"l <br /> (Jl 0 <br /> <br />_ ;er Recording Return To: <br />OWNIT MORTGAGE SOLUTIONS, INC. <br />27349 AGOURA ROAD, SUITE 100 <br />AGOURA HILLS, CALIFORNIA 91301 <br />Loan Number: 490013101 <br /> <br />(P& .00 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />MIN: 100224640000247867 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11. <br />13, 18. 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document. which is dated MA Y 22, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is SHANE R BOLLES, A SINGLE PERSON AND AMY M HILL, A <br />SINGLE PERSON AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC. <br /> <br />Lender is a CALIFORNIA CORPORATION <br />and existing under the laws of CAL I FORN IA <br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS, <br />CALIFORNIA 91301 <br /> <br />organized <br /> <br />(D) "Trustee" is 1ST AMERICAN INSURANCE COMPANY <br />123 N. LOCUST, GRAND ISLAND, NEBRASKA 68801 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender I s successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint. MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MA Y 22, 2006 <br />The Note states that Borrower owes Lender EIGHTY-NINE THOUSAND NINE HUNDRED AND <br />00/100 Dollars(U.S.$ 89,900.00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JUNE 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note. and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />[Xl Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />D Other(s) [specify] <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMaglc erfWxnrm'f{;; BOD-649-136Z <br />www.docmagic.com <br /> <br />s.~ <br /> <br />f{'H <br /> <br />'Je3028,rnzd <br />