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<br /> ;:0 ~~ <br /> ~ <br /> m t.n <br /> o:r: <br /> ('\ Z '" <br /> J: ~ 0 <br />N m W <br />IS n <br />IS ~ % \i\ <br />0) <br />IS <br />~ ~ <br />~ <br />CO () <br />CO <br /> Q <br /> <br />iter Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 06-041169 <br /> <br /> ,......,. I <br /> =::. C') (I'J <br /> ~ 0 <br /> ~ o -i <br /> ~.l.. ::3 c)> N <br /> z-i <br />~ ~' :;;0 -I1'Tl <br />m I- -c: -<0 0 ir <br />c.'?IoL:' '- N 0-" 0 <br />o . N -"z <br />." OJ <br />0 r ::r.: rTl <br />m ::0 )>CJJ 0 <br />r" ::3 r:- :;J:J J: <br />0 r)> <br />(Jl ~ (fl J: <br /> """'"' ;00;: <br /> )> co <br /> ......... -- <br /> CD 00 ex> Z <br /> en 0 <br /> <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />5h.r.."rO <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MAY 15, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is ALBERT W MOELLER AND MI CHELLE L MOELLER, HUSBAND <br />AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIEROBE BANK PO BOX 83009 LINCOLN BE 68501 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 15, 2 0 0 6 <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY - FOUR THOUSAND AND <br />o 0 / 1 0 0 Dollars (U. S. $ 144, 0 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE I, 2 03 6 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800-649-1362 <br />www.docmagic.com <br /> <br />/ltuM <br /> <br />'-Ih;.(Yrl <br /> <br />Ne3OZSJ.dot,J.tem <br /> <br />1111111111111111111111111111111111111111111111111111111111111 <br />