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<br />. . <br /> <br />200604434 <br /> <br />8020825447 <br />(a) all tenns and provisions of the Note and Security Instrument (if any) providing for, implementing, <br />or relating to, any change or adjustment in the rate of interest payable under the Note; and <br />(b) all tenns and provisions of any adjustable rate rider, or other instrument or document that is affixed <br />to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and that contains any such <br />tenns and provisions as those referred to in (a) above. <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge in a <br />Chapter 7 bankruptcy, and there having been no valid reaffirmation of the underlying debt, by entering into <br />this Agreement, the Lender is not attempting to re-establish any personal liability for the underlying debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole <br />or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the <br />Note and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and comply <br />with, all of the tenns and provisions thereof, as amended by this Agreement. <br /> <br />fj ~) ~ <br /> <br />V1CTORlANO SAMANIEGO '""/ <br /> <br />-Borrower <br /> <br /> <br />C1 ~ <br />i\MANIEGO .2:5 <br /> <br />-Borrower <br /> <br />F <br /> <br />-Borrower <br /> <br />-Borrower <br /> <br /> <br />- Lender <br /> <br />Name: <br />Its: <br /> <br />HUD Modification Agreement <br />FAND# HUDMOD.3 Rev. 10-28-05 <br /> <br />Page 3 of 4 <br />