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10 Q~ ,~ ~I m <::;) o (J1 ." c::::> c: m (I) ~f ~ 0-1 (') Z n::z: :::3 c::l> '" Z-1 ~ ~ 0 :;;0 -1f"1l m en -c: -<0 '" " C)~ s ncn ....... 0" s 1l\:E: CO "z (j) V\ "'T'1 r Cj) - S 0 ;::t:f"1l ~I .j::>. ~ rr1 -U :t>-ClJ .j::>. rr1 ::3 ,;;0 CSl 0 r 1> -..J (f) (J1 ;;411 ::><: )> c::> ................. .... After recording retumc.:g: <!n -.J Z Gn CITIFINANCIAL, INC. (MD)" 0 3415 WEST STATE STREET GRAND ISLAND NE 68803 ~ 1$. ''6 I DEED OF TRUST I THIS DEED OF TRUST is made this 18th day of May BERNICE J BEEDER, AN UNMARRIED PERSON ,2006 among the Trustor, Michael F. Kivett "Trustee"), and the Beneficiary, CITIFINANCIAL, INC. (MD) a corporation organized and existing under the laws of Maryland address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 "Lender"). (herein "Borrower"), (herein , whose (herein BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: THE FOLLOWING DESCRIBED REAL ESTATE, SITUATED IN COUNTY OF HALL AND STATE OF NEBRASKA, TO WIT: LOT FOUR (4) IN BLOCK TWENTY-FOUR (24), IN SCARFFS ADDITION TO WEST LAWN, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, AS SURVEYED, PLATTED AND RECORDED. BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM DELBERT E. FORCE AND ENID M. FORCE, EACH IN HIS OR HER OWN RIGHT AND AS SPOUSE OF THE OTHER TO ORIN E BEEDER AND BERNICE J BEEDER AS JOINT TENANTS DATED 03/07/1955 AND RECORDED ON 03/14/1995 IN BOOK 113, PAGE 218 IN HALL COUNTY RECORDS, STATE OF NE. THE SAID ORIN E BEEDER HAVING DEPARTED THIS LIFE ON OR ABOUT 12/08/1989, THEREBY VESTING FEE SIMPLE TITLE IN BERNICE J BEEDER. which has the address of 1605 N LAFAYETTE Nebraska 68803 (herein "Property Address"); GRAND ISLAND TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate jf this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 05/18/2006 and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 33,232.89, with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 07/02/2021 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 26876-4 1/98 Original (Recorded) Copy {Branch} Copy (Customer) Page 1 of 5