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<br />200604226 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~G:lo!:LU <br /> <br />~\--'1~~\J'-CC (~ <br />~- - <br />Daw R. Sherlock <br />(Sign Original Only) <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />002003558195 <br />G-6A(NE) (0407) <br />@ <br /> <br />Page 14 of15 <br /> <br />Form 3028 1/01 <br />CitiMortgage 3.2.0.19 VI <br />