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<br /> 200604207 "L,j.r,", f
<br />DEED OF TRUST
<br />
<br />
<br />
<br />PARTIES: TIiIsDeedo(frust is-made on 04/28/2006- among, the Grantor~-PAUt"A WALk6wlAICimrCIN6Y-i<. WALKOWIAK,
<br />HUSBAND AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSUCIA TION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 2914 WESTSIDE STREET, Grand Island, Nebraska 68803~2334
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />LOT TWENTY -FOUR (24), ISLAND ACRES NUMBER SEVEN (7), A SUBDIVISION OF THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />---'. - BOITowef6Wes-T6LemIef-ifnder-this deed of tfilSfor.under ally insfiufiient secureaby this deed of trust;-and alllTlodificalioris, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by thb deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 04/28/2006
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed oftrust is executed.
<br />
<br />D Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on May 15, 2013 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $31,061.00, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />D Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />D A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i!;:!ttached to this deed of trust and made a part hereof has
<br />D been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed oftrust, including those on page
<br />2, and in any ers described above signed by Borrower.
<br />
<br />?<;
<br />AUL A WALKOWIAK
<br />
<br />
<br />(}.t -'Y? ri 1 t: ,1-'. b. J a-.tj:~ .J 1 ^ Ill)
<br />CINDY K ALKOWIAK
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:)
<br />The foregoing instrument was ael6Wwledged before me on 041281200? _//
<br />
<br />By PAUL.A ~ALK~,W~J2 K;~~;ZWI~~,~~/,BAN,.,/, ~j\,~N11D~IF/-_,'," ,,'
<br />My commISSIOn expu:l;S: / 'Vl''U . /'rfrj, ." '/.... ';>.' ,,,,/ " .
<br />. ' 4- VY7_ --..:..Ld/ ~./)_..('&:S.:dl2..r? (Notary Pubhc)
<br />~ GENERAl NOTARY. Slate of Nebraska ;/ ,/
<br />~ MEGAN D. FREDERIKSEN (",,' /"/"'
<br />My Comm. Exp. ApII16, 2010
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