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<br />. <br /> <br />.'_ _ ;l .. <br /> <br />200604191 <br /> <br />If within TWENTY - FOUR ( 24 ) months from the date of execution <br />of the Security Instrument I make a full prepayment, I will pay a prepayment charge in an <br />amount equal to FIVE AND 0 0 0/ 1 0 0 0 percent ( 5 . 0 0 0 %) <br />of the original Principal amount of the Loan. " <br /> <br />Rider. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br /> <br />~k. &~~ <br />LANA K. SMITH <br /> <br />-. <br /> <br />(Seal) <br />-Borrower <br /> <br />.~t:--p~~ pf .-/~eal) <br />THEODORE SMITH -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE PREPAYMENT PENALTY RIDER <br />04/30/04 <br /> <br />Page 2 of 2 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmilgic.com <br /> <br />Usppsir.msc.2.lem <br />