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<br />200604191 <br /> <br />Borrower will continue to be obligated under the Note and this Security Instrument unless <br />Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is given in accordance with Section 15 within which Borrower must <br />pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br />~",,-k.~,1h <br />L A K. SMITH <br /> <br />(Seal) <br />-Borrower <br /> <br />lh,...I~-/ 4'~ (Seal) <br />THEODORE SMITH -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE FIXED/ADJUSTABLE RATE RIDER <br />(Nonassumable Fixed)--Single FamilyuFreddie Mac MODIFIED INSTRUMENT <br />Form 3192 1/01 Page 3 of 3 <br /> <br />DocMagic eft<WfliJWj 800-649-1362 <br />www.docmilgic.com <br /> <br />U.3192.rid.3. l<llll <br />