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<br />..' ,.,. jiIO n n <br /> :0- m :I: )> <br /> ." <br />I\.) c: m en <br />is Z n :r <br />is n X <br />en :I: ~ C <br />is m ~ <br />~ n (I) <br />-->. "" :c <br />CD <br />-->. <br /> <br /> <br />a. <br /> <br /> ,~ <br /> = o(() [ <br /> <:::::3 <br /> ~,~ c:;J':> o -~ 0 <br /> ::3 c:;r:.. <br />:n ~' ::r.> 2:-1 N <br />~ -- -<= -i1"Tl 0 <br />-<0 <br />o~ f--4 o '1 0 i: <br />"""1 t-' '1Z <br /> r 0) <br />0 :J:: rrl - <br />,." -0 :r> co c:> , <br />,." <br />0:::> ::3 r- :::0 <br />en r-l> ..r: <br /> Q c.n <br /> ;:00;: f--4 <br /> )> CD <br /> N -........ <br /> W c.n ....... r-+ <br /> en :z <br /> f"I <br /> <br /> <br /> <br />fier Recording Return To: <br />...REEDOM LENDING LLC <br />10822 OLD MILL ROAD, SUITE 7 <br />OMAHA, NEBRASKA 68154 <br />Loan Number: 7100003811 <br /> <br />200604191 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br /><:::::~) <br /> <br />DEFINITIONS <br /> <br />,}"- <br />, r', <br />'\J "-, <br />C' <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MAY 8, 2 006 , together <br />with all Riders to this document. <br />(B) "Borrower" is LANA K. SMITH AND THEODORE SMITH, wi fe and Husband as <br /> <br />joint tenants with right of survivorship, and not as tenants in common <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FREEDOM LENDING LLC <br /> <br />Lender is a LIMITED LIABILITY COMPANY organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 10822 OLD MILL ROAD, SUITE 7, OMAHA, NEBRASKA 68154 <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />1055 N. 115 ST. STE. 300, OMAHA, NEBRASKA 68154 <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 8, 2 0 0 6 <br />The Note states that Borrower owes Lender TWO HUNDRED THOUSAND SEVEN HUNDRED <br />AND 00/100 Dollars (U.S. $ 200,700.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2 03 6 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />[X] Adjustable Rate Rider <br />o Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />IXI Planned Unit Development Rider <br />D Biweekly Payment Rider <br />o Second Home Rider <br />[X] Other(s) [specify] <br />PREPAYMENT RIDER <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800-649-'362 <br />www.docmilg;c.com <br /> <br />Ne3028,(lDI.l.tem <br />