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<br /> <br /> <br />, c. <br />li5, .:JO <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 51872 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated April 25, 2006 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Jon E. Botsch and Dianne M. Botsch, Husband and Wife, <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lenderi'! is Columbus United Federal Credit Union <br /> <br />Lender is a Credit Union <br />organized and existing under the laws of Nebraska <br />Lender's address is 2472 39th Ave, P.O. Box 585 <br />Columbus, NE 68602-0585 <br />Lender is the beneficiary under this Security Instrument. <br />(0) "Trustee" is First National Bank of Omaha, 1620 Dodge St, Omaha <br /> <br />(E) "Note"means the promissory note signed by Borrower and dated April 25, 2006 <br />The Note states that Borrower owes Lender One Hundred Twenty Thousand DOLLARS and Zero CENTS <br /> <br />Dollars (U.S. $ 120,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than May 1, 2036 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D Biweekly Payment Rider <br />D Other(s) [specify] <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D VA Rider <br /> <br />D Second Home Rider <br />D 1-4 Family Rider <br /> <br />(I) "Applicable Law" means all controlling applicable federal, st~te and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect oflaw) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association lJues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association <br />or similar organization. <br /> <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028-L 1/01 (A) <br /> <br />Page 1 of 9 <br /> <br />:r.c:' F!. <br />Initials: t- .1/. <br /> <br />))11113 <br /> <br />{~;, 06 0 ~7 <br />