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<br />200604022 <br /> <br />JL <br /> <br />0151396827 <br /> <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3 %) of <br />the original principal amount. If within the second year after the execution of the Security <br />Instrument I make full prepayment, I will pay a prepayment charge in an amount equal <br />to two percent (2%) of the original principal amount. <br /> <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3%) <br />of the original principal amount. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Prepayment Rider. <br /> <br /> <br />~ (Seal) <br />SE M RUBIO JR -Borrower <br /> <br />_Cmpu_it Q ~ ,___(Seal) <br />M~A J RUBiot -Borrower <br /> <br />.. 4-)... <br />.- <br /> <br />::s o.$€. rf)6.41 u ,ej <br /> <br />t O-L:. <br />f4J:JZ D I <br /> <br />s(S. <br /> <br />Prepayment Rider <br /> <br />PP010C Rev. 09112/05 <br />(Page 2 of 2) <br />