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<br />200604022 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~Bg--- ~U <br /> <br />(Seal) <br />Bon-ower <br /> <br />--J- W u.: <br />'Jose rnt41t-t.e-C 14tb"oj 5((.. <br /> <br />2zi 44.c:;' 17 /P ~ . (Seal) <br />M~ J RUBIO ~ " Bon-ower <br /> <br />SNE17 Rev 12/27/00 <br /> <br />Page 17 of 18 <br /> <br />Initials:......___ <br /> <br />FORM 3028 1101 <br />