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<br /> P 10 2~c <br /> m <br /> "T'I <br /> r- c nx <br /> n z '" <br />I\..) t :c nO <br />IS m >~ J:: <br />IS n (f) ~l <br />en ~ .~ x U\ <br />IS ........ n (j) <br /> c= <br />W U' as; 0-4 <br /><D ~~ <br />+::0 0 ~~ ::3 <br />I\..) ::g """,,1Tl ~rr <br /> -<0 <br /> 0"'" <br /> c,.) ""'I"\z ~I <br /> .." t ::l:rn <br /> 0 -0 )>tD <br /> I'T1 r::D <br /> rn :::3 r)> <br />----,,-- 0 (f) <br /> (I) c...J ;,.; <br /> ,.. <br /> ".. -- N~ <br /> ...r; (;/l <br /> - <br /> .,,~ <br /> <br />[Space Above This Line For Recording Data) <br /> <br />-~\:- <br />t>~~", <br />'-J'- <br />, '(::_J <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br /> <br />(B) "Borrower" is ROBERT CHARLES BROWN . A SINGLE PERSON <br /> <br />April 28th <br /> <br />2006 <br /> <br />, togeth er <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />(C) "Lender" is KEARNEY STATE BANK AND TRUST COMPANY lender is <br />a Corporation organized and existing under the laws of The State of Nebraska <br />lender's address is 3015 Second Avenue Kearnev. NE 68847 <br />lender is the beneficiary under this Security Instrument. <br /> <br />(D) "Trustee" Is FIRST NATIONAL BANK OF OMAHA <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated April 28th 2006. The Note <br />states that Borrower owes lender One Hundred Nineteen Thousand Nine Hundred and 00/100 <br />Dollars (U.S. $ 119.900.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than Mav 1. 2036 <br /> <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br /> <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br /> <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA -Single Fa.mlly- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> <br />F16585.LMG (11/00) <br /> <br />Form 3028 ~1 of 9 pa.ges) <br /> <br />6721 <br />