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<br />\9 <br />~ <br /> <br />:I <br />~ <br />7' <br />~ <br />~ <br />.~ <br /> <br />I\.) <br />s <br />s <br />0) <br />S <br />0J <br />CD <br />0J <br />~ <br /> <br />MIN:100425240007916478 <br /> <br />?o, 50 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated <br />Riders to this document. <br /> <br />April 28, 2006 <br /> <br />, together with all <br /> <br />(B) "Borrower" is JOSE A GARCIA and SHANNON M GARCIA, HUSBAND AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />(C) "Lender" is FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN <br />Lender is a National Association <br />the laws of United States of America <br />2150 NORTH FIRST STREET, SAN JOSE, California 95131 <br /> <br />organized and existing under <br />. Lender's address is <br /> <br />(D) "Trustee" is-BENGHMARK.:r-tH:E First American Title Insurance Company.j.;' --:r:. G <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a <br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS <br />is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI <br />48501-2026, tel. (888) 679-MERS. <br /> <br />(F) "Note" means the promissory note signed by Borrower and dated April 28, 2006 . The Note <br />states that Borrower owes Lender Eighty Three Thousand Two Hundred and no/100 <br />Dollars (U.S. $ 83,200.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 01, 2036 <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />NEBRASKA~Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br /> <br />ITEM 2698L 1 (0308}-MERsMFNE3114 <br /> <br />(Page 1 of /2 pages) <br /> <br />"orm 3028 1/01 <br />4080791647 GraatDocsTM <br />To rder Call: 1-800-966-5775 <br />