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<br />200603899 <br /> <br />.x.. <br /> <br />0152201018 <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3%) of <br />the original principal amount. If within the second year after the execution of the Security <br />Instrument I make full prepayment, I will pay a prepayment charge in an amount equal <br />to two percent (2%) of the original principal amount. <br /> <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3%) <br />of the original principal amount. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Prepayment Rider. <br /> <br /> <br />/},n/ {P ~"7 ~ (Seal) <br />/t4Lf'lA VJI( . ~(~I) <br />MARTINEZ - . 6" -Borrower <br /> <br />Prepayment Rider <br /> <br />PP010C Rev. 09/12/05 <br />(Page 2 of 2) <br />