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<br />200603810 <br /> <br />100025440003140669 <br />0038158200 <br /> <br />BALLOON RIDER <br />SECOND MORTGAGE <br /> <br />This Balloon Rider is made this 28th day of Ap~:U 2006 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure <br />Borrower's Note (the "Note") to <br />LEHMAN BROTHERS BANK, FSB <br /> <br />(the "Lender") of the same date and covering the property described in the Security Instrument and <br />located at <br />1918 NORTH HUSTON AVENUE <br />GRAND ISLAND, NEBRASKA 68801 <br />(the "Property"). <br /> <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note or <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE <br />ENTIRE PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. <br />LENDER IS UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU <br />WILL, THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT <br />YOU MAY OWN, OR YOU WILL HAVE TO FIND A LENDER, WHICH MAY BE THE <br />LENDER YOU HAVE THIS LOAN WITH, WILLING TO LEND YOU THE MONEY. IF YOU <br />REFINANCE THIS LOAN AT MATURITY, YOU MAY HAVE TO PAY SOME OR ALL OF <br />THE CLOSING COSTS NORMALL Y ASSOCIATED WITH A NEW LOAN EVEN IF YOU <br />OBTAIN REFINANCING FROM THE SAME LENDER. <br /> <br />By signing below, Borrower accepts and agrees to the terms and covenants contained in this <br />Balloon Rider. <br /> <br />~Q{Ji~O} YI\ x;o ~A(lil(J1~ (Seal) (Seal) <br />AMANDA M FIELDGR VE <br /> (Seal) (Seal) <br /> (Seal) (Seal) <br /> (Seal) (Seal) <br /> <br /> <br />Form65! <br />DIS06lH <br /> <br />page ! of! <br /> <br />5/1/01 <br />