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<br />200603789 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />(Seal) <br /> <br />.~/f1/~V~ <br /> <br />KEL Y S. FI CHHORN -Borrower <br /> <br />~~- <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />-Borrower <br /> <br />Witnesses: <br /> <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />GV2023.HP <br /> <br />Form 3028 1/01 (page 13 of 14 pages) <br />