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<br />DEED OF TRUST
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<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................P~:7~:7!J.QQ............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .I!Ol<'I\I)IN~.. .~~m .I\I)I.Q ~A~~Y.~, {~.Q~,. ~.~~~... .w:~J~. .~:t;l4. .~1,l.~~@;cJ... .. . .. . . . . . ....... . . . .. . . . . . . ...........
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<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~~N~.Qf .QONW.~~N . . . ........ . .... . . . ....... . . . . . . . . . . . .... . . . . . . . . . . . .... . . . . ... . . . ....... . . . . . . . . . .......... .
<br /> . ... . . . ........ .... .
<br />Lender is a .~I)R~OIl.I\T!Qf1I........................................................................................... organized and existing under
<br />the laws of . TH~ ;:;.1:~r.~ !Jf N~~IlA~l<A . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . Lender's address is . P. P. ~A~ PP. .QQf1I.IPH~~, .I\1~.
<br /> ~.&~~7.-Q7.7.Q . . . . . .
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is !I~.~Q~.E. ~.~~K. .~..Q..~P.~ .~~OP.9. .~INGO.lN..~.E. .~~Wl..................................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated !J.4;'?&'?QQ~.................................................... . The
<br />Note states that Borrower owes Lender S.E\[WH.S~VEN JJIOllS~NONJnN0110P........ ................ ........ ........... ................... ......
<br />.. .. .. . .. .. .. . .. .. .. .. . .. . .. .. .. .. .. .. .. .. . .. .. ... Dollars (U. S. $ n.QQP,QP........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... P.5.-p.1.-lAae.. .. .. .. .. .. ........ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Imltrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(.J) "Community Association Dues, Fees, and Assessments" means all dues. fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-oC-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" mean'l any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. *2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />NEBRASKA-Single Family-Fannie Mee/Freddie Mac UNIFORM INSTRUMENT
<br />Banke.. Systems. Inc., St. Cloud, MN Form MD-l-NE 8/17/2000
<br />reI: 1/2001 (page 1 of 7 pages)
<br />
<br />o Second Home Rider
<br />o Other(s) [specifyj .......................
<br />
<br />YJ /L- Imi(M~I~ii~l~ ~~III
<br />
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