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<br /> ;:lO ~~ <br /> f1 m <br /> "'TI <br /> C n::I: <br /> - n Z ~ <br /> . n 0 <br /> rn :c <br /> m )> ~ <br />I\.) n (I) 01, <br />Gl I '" :J:: <br />Gl U\ <br />CJ) <br />Gl ... <br />W U\ <br />c.n <br />w 0 <br />I\.) <br /> <br />r~ <br />~~ <br />c:~ <br />='" <br /> <br />(") (J) <br />o -1 <br />c:~ <br />:;z:.......J <br />-11T1 <br />-<0 <br />0" <br />~Z <br />::r.: rq <br />1> CO <br />rXl <br />r 1> <br />(J) <br />^ <br />po <br /> <br />""-,-1 <br />'--'\: <br />~ ~\.. <br />~C{- <br /> <br />...., <br />o ~ <br />~ t <br /> <br />........- <br /> <br />::D <br />--0 <br />:;::0 <br />I"'\.) <br />o <br /> <br /><J <br />::3 <br /> <br />e.) <br />c,.) <br />t-" <br /> <br />(f) <br />(j') <br /> <br />.fter Recording Return To: <br />----- MINDEN EXCHANGE BANK AND TRUST CO <br />448 N MINDEN AVE <br />MINDEN, NEBRASKA 68959 <br />Loan Number: 06-039865 <br /> <br />(Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defmed below and other words are defmed in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated APRIL 20, 2006 <br />with all Riders to this document. <br />(B) "Borrower" is GARY FREELAND, A SINGLE PERSON <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MINDEN EXCHANGE BANK AND TRUST CO, A NEBRASKA BANKING <br />CORPORATION <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRAS KA <br />Lender's address is 448 N MINDEN AVE, MINDEN, NEBRASKA 68959 <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />P.O. BOX 83009, LINCOLN, NEBRASKA 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated APRI L 20, 2 006 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND 00/100 <br />Dollars(U.S.$ 130,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MAY 1, 2036 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMsgfc~ 800-649-1362 <br />www.docmllgic_com <br /> <br />G.';. <br /> <br />I <br />Gr <br />3" <br />g <br />~i <br />~ <br /> <br />C) <br />N <br />o <br />o <br />en <br />c::> <br /> <br />CJ'1 <br />~ <br />'" <br /> <br />~ <br />\:)""''\ <br />\~J, <br />~-~ <br /> <br />Ne3028.dot.l.rem <br /> <br />111111111I111111111111111111111111111111111111111111111111111I111111111111111I1 <br />