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<br /> ;lO (') ("), <br /> m :I: )>- <br /> .." <br /> r C m CI) <br /> Z n X <br /> n ~ <br /> ::c ~ 0 <br /> \S\ m ~ <br />N n (I) <br />is> ~ ::c <br />(Sl 0 <br />0) <br />is> - <br />w \f\ <br />w <br />-...,J () <br /><.0 <br /> <br /> <br /> <br />fier Recording Return To: <br />-.,.--.-.'. <br />HAMILTON MORTGAGE a:MPANY, AN ARIZONA CDRroRATION <br />2700 NORTH CENIRAL AVENUE, SUITE 1500 <br />PHOENIX, ARIZONA 85004 <br />Loan NUmber: 0000635055 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />MIN: 1001993-0000635055-0 <br /> <br />DEFINITIONS <br /> <br /> r-..:> j <br /> c:::.:. C':I en <br /> c:::::. <br /> ~~~, <;;r,> o -i <br /> :D c::> N;: <br />;:;f z-i <br />'=' -ifT1 <br />;::c -<0 0 <br /><;) - <br /> '" ~ o "'Tl 0 <br />0 <br />..,., -..J "'T1z en <br />c:> r :I: m <br />IT! -u l> ro C) <br />IT! ::3 . ;;0 <br />0 .l> (..,) <br />(f) en <br /> Qi3 ;;>l; (..,)Z <br /> l> <br /> C) .................... -..JO <br /> ~ U'J CD <br /> (J) <br /> <br /> <br />'y,\ <br />C>~ <br /> <br />Words used in multiple sections of this document are detined below and other words are detined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />MARCH 28, 2006 <br /> <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br />(B) "Borrower" is KEVIN SALPAS AND MICHELLE <br />AS JOINT TENANTS <br /> <br />, together <br /> <br />SALPAS, HUSBAND AND WIFE, <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br /> <br />Lenderis a ARIZONA CORPORATION organized <br />and existing under the laws of ARI ZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br /> <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, 1m;. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />ofP.a. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 28, 2006 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND TWO <br />HUNDRED AND 00/100 Dollars (U .S. $ 119, 200 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />APRIL I, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Iu.<;trument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />D Second Home Rider <br /> <br />D Other(s) [specify] <br /> <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />OpUllOns. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMaglcelto:wiliJ.'l'I 800-649-1362 <br />www.docmagic.com <br /> <br />~J <br /> <br />Ne30281.mzd. !.tom <br /> <br />ryu) <br />