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<br />~rican Mortgage Company
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<br />Tennessee 37067
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<br />DEED OF TRUST
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<br />SALONIA
<br />Loan Number 1100295077
<br />Case Number 321-2423119-703.-] S 5
<br />MIN 100052200002950773 -. 0
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on APRIL 12, 2006, among the grantor, SALVATORE
<br />SALONIA, A SINGLE MAN and MISTI CHMIEL, JOINED HERE IN PROFORMA BY HER HUSBAND and
<br />EDWARD R CHMIEL ("Borrower"). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE
<br />("Trustee"). The beneficiary is MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS")
<br />(SOLELY AS NOMINEE FOR LENDER, AS HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND
<br />ASSIGNS). MERS IS ORGANIZED AND EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN
<br />ADDRESS AND TELEPHONE NUMBER OF POST OFFICE BOX 2026, FLINT, MICHIGAN 48501-2026,
<br />TELEPHONE (888)679-MERS. FRANKLIN AMERICAN MORTGAGE COMPANY, a corporation organized and
<br />existing under the laws of TENNESSEE, and whose address is 501 CORPORATE CENTRE DRIVE, SUITE 400,
<br />FRANKLIN, TENNESSEE 37067 ("Lender"). Borrower owes Lender the principal sum of SIXTY-SIX THOUSAND
<br />SIX HUNDRED TWENTY-SEVEN AND 00/100ths Dollars (U.S.$66,627.00). This debt is evidenced by Borrower's
<br />note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if
<br />not paid earlier, due and payable on MAY 1, 2036. This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of
<br />all other sums, with interest, advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,
<br />Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, Nebraska:
<br />
<br />LOT THREE (3) BLOCK THREE (3) IN WAGGENER SUBDIVISION TO THE CITY OF GRAND
<br />ISLAND, HALL, COUNTY, NEBRASKA
<br />
<br />which has the address of 512 EAST 17TH STREET, GRAND ISLAND
<br />Nebraska 68801 [Zip Code] ("Property Address ");
<br />
<br />GV2171-1 (696) Page 1 of7
<br />
<br />[Street, City] .
<br />
<br />FHA Nebraska Deed of Trust
<br />
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