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<br />200603225 <br /> <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt <br />secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the <br />person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may <br />charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party <br />(such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all <br />the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />fl<~t.,",/ (L~,.", <br />RICHARD RIVERA <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />-Borrower <br /> <br />State of NEBRASKA <br />County of HALL <br /> <br />The foregoing instrument was acknowledged before me this APRIL 7,2006 by RICHARD RI <br />SINGLE PERSON. . <br /> <br />GENERAL NOTARY - State 01 Nebraska <br />JANiCe K. BOEHLE <br />Comm. . March 27 2009 <br /> <br /> <br />lu <br /> <br />;?(O)t.L}, ;171 Zoo 9 <br /> <br />(Seal) <br /> <br />~ililllli~ilindrlmif~iiliif[lmiflnmni Mac UNIFORM INSTRUMENT <br /> <br />Form 3028 1/01 (page 13 of 13 pages) <br />