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<br /> p ;;0 n ~(-" <br /> m :J: <br /> "T1 <br /> =- C m <br />I\.) ~ () Z n f'........> <br /> :;l\; ~::::.:.",::) a (J; <br />S Q {".J (':.:::J <br />s J: ~ '-,-l. <::>? o --1 <br />0) m c: '!c~ <br />S ~ ('") 0') --\ :D 2:--1 <br />?l\ :1:'': :;u ~ -0 ~fTl <br />0J Pl - --\-_ ::;0 <br />I\.) <'J~--~ ~ c:~ <br />I\.) ....... 0'1 <br />c.n o \ N ""T1 :-~ <br /> ..." <br /> ~ ~ 0 l1; :r P"l <br /> 1"'1 r -U J;> CU <br /> P1 ::3 r :::0 <br /> 0 r >- <br /> (f) en <br /> N ;:><; <br /> fier Recording Return To: >- <br /> ...L: ......... ---- <br /> CD en <br /> (f) <br /> Decision One Mortgage Company, LLC <br /> 6060 J .A. Jones Drive, Suite 1000 <br /> Charlotte, North Carolina 28287 <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280060493730 <br />MIN: 100077910006076844 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defmed below and other words are defmed in Sections 3, <br />11 , 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated APRIL 7,2006, together with all Riders to <br />this document. <br />(B) "Borrower" is RICHARD RIVERA, A SINGLE PERSON. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTII CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(0) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 7,2006. The Note states that <br />Borrower owes Lender SIXTY THOUSAND AND 00/100ths Dollars (U.S.$60,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MAY 1, 2036. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />~flilglli~~fliidrl,,~flliilm~miilillmni MTliWiilflililm"{nmli11l1111111111111ifiliflfl~ 1IIIllllfli~~ Ilf( {llIfI~ljil <br /> <br />~I <br />G:' <br /> <br />o <br />en <br />o <br /> <br />3' <br />~ <br />2 <br />~ <br />2 <br />o <br /> <br />c....> <br />rv <br />N <br />en <br /> <br />~; <br />~'" <br /> <br />-;:,,\,-, <br />6 <br /> <br />If, <br />