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<br />further assurance, and any modification or amendment of the foregoing documents, and all
<br />federal, state, county and municipal taxes, duties, imposts, assessments and charges arising out of
<br />or in connection with the execution and delivery of this Security Instrument, any deed of trust or
<br />mortgage supplemental hereto, any security instrument with respect to the Property or any
<br />instrument of further assurance, and any modification or amendment of the foregoing documents,
<br />except where prohibited by law so to do.
<br />Section 5.2 Further Acts, etc_ Borrower will, at the cost of Borrower, and
<br />without expense to Lender, do, execute, acknowledge and deliver all further acts, deeds,
<br />conveyances, deeds of trust, mortgages, assignments, notices of assignments, transfers and
<br />assurances as Lender shall, from time to time, reasonably require, for the better assuring,
<br />conveying, assigning, transferring, and confirming unto Lender the property and rights hereby
<br />mortgaged, deeded, granted, bargained, sold, conveyed, confirmed, pledged, assigned, warranted
<br />and transferred or intended now or hereafter so to be, or which Borrower may be or may
<br />hereafter become bound to convey or assign to Lender, or for carrying out the intention or
<br />facilitating the performance of the terms of this Security Instrument or for filing, registering or
<br />recording this Security Instrument, or for complying with all Legal Requirements. Borrower, on
<br />demand, will execute and deliver, and in the event it shall fail to so execute and deliver, hereby
<br />authorizes Lender to execute in the name of Borrower or without the signature of Borrower to
<br />the extent Lender may lawfully do so, one or more financing statements to evidence more
<br />effectively the security interest of Lender in the Property. Upon the occurrence and during the
<br />continuance of an Event of Default, Borrower hereby grants to Lender an irrevocable power of
<br />attorney coupled with an interest for the purpose of exercising and perfecting any and all rights
<br />and remedies available to Lender at law and in equity, including, without limitation, such rights
<br />and remedies available to Lender pursuant to this Section 5.2.
<br />Section 5.3 Changes in Tax Debt Credit and Documentary Stamp Laws.
<br />(a) If any law is enacted or adopted or amended after the date of this Security Instrument which
<br />deducts the Debt from the value of the Property for the purpose of taxation or which imposes a
<br />tax, either directly or indirectly, on the Debt or Lender's interest in the Property, Borrower will
<br />pay the tax, with interest and penalties thereon, if any. If Lender is advised by counsel chosen by
<br />it that the payment of tax by Borrower would be unlawful or taxable to Lender or unenforceable
<br />or provide the basis for a defense of usury then Lender shall have the option by written notice of
<br />not less than one hundred twenty (120) days to declare the Debt immediately due and payable,
<br />without prepayment penalty.
<br />(b) Borrower will not claim or demand or be entitled to any credit or credits
<br />on account of the Debt for any part of the Taxes or Other Charges assessed against the Property,
<br />or any part thereof, and no deduction shall otherwise be made or claimed from the assessed value
<br />of the Property, or any part thereof, for real estate tax purposes by reason of this Security
<br />Instrument or the Debt. if such claim, credit or deduction shall be required by law, Lender shall
<br />have the option, by written notice of not less than one hundred twenty (120) days, to declare the
<br />Debt immediately due and payable, without prepayment penalty.
<br />(c) If at any time the United States of America, any State thereof or any
<br />subdivision of any such State shall require revenue or other stamps to be affixed to the Note, this
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