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<br /> 10 ~ 2" <: <br /> m <br /> · 'fi' "'T1 <br /> c O::I: <br /> - n Z ~ <br /> . :J: ~ C <br />N 1; $!' <br />s m \!\ <br />s n (I) <br />0'> ;;l'lii :J: 0 <br />s I <br />UJ U\ <br />~ <br />0'> 0 <br />0:> <br /> <br /> <br /> <br />After Recording Return To: <br />MORTGAGE EXPRESS, INC. <br />7200 S. 84th ST. <br />LaVISTA, Nebraska 68128 <br />Loan Number: WM-634662043 <br /> <br /> ;'..........."11- ~I <br /> c-:-:.;> o (n <br /> C"'"-" <br /> =-:. o -i <br /> ~l., -..... c: 1'''' <br /> -'-' :z.: -i <br />~ t:' --0 -ifTl C)(r <br />r11 :::0 -< <br />Co'"") {,c- o <br /> ,"'" ~ 0""" C)_ <br />o . ........... "'z ~l <br />-n <br />c::> b. :::r: Pl <br />rn ~ ':' -0 1'''' (D <br />r11 :::3 r ;:IJ <br />Cl r P- <br />Ul ~ (j') <br /> C-O ^ <br /> P- <br /> M -- co~ <br /> ...r:: (j) <br /> (j) <br /> <br />[Space Above This Line For Recording Data] <br /> <br />\~ <br /> <br />~ <br /> <br />DEED OF TRUST <br /> <br />MIN: 1 0 0 16 0 5 - 0 15 0 2 8 32 4 3 - 0 <br /> <br />~ <br />''C, <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated APRI L 6, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is MICHAEL LADE AND MILISSA LADE HUSBAND AND WIFE, <br />JTWROS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br /> <br />Lender is a NEBRASKA CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 7200 S. 84th ST., LaVISTA, Nebraska 68128 <br /> <br />organized <br /> <br />(D) "Trustee" is DONALD G. FURLOW OF COUNSEL <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRI L 6, 2006 <br />The Note states that Borrower owes Lender FIFTY-SEVEN THOUSAND FIVE HUNDRED AND <br />00/100 Dollars (U .S. $ 57, 500 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MAY 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />D Second Home Rider <br /> <br />D Other(s) [specify] <br /> <br />0) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMEIf1ice1ifli>m7f1!5 800.649.1362 <br />www.docmagic.com <br /> <br />,~ <br />~ <br />~ <br /> <br />" <br />