|
<br /> r:.......,:)
<br /> 'c~:..:,) 0 Ul
<br /> '-:;,.,~:a- ~I
<br /> ""'Tl =, 0 ---<.
<br /> c: J>
<br /> 't~~ :n z -i
<br />;n -0 -t rrt
<br />rn :;0 -<
<br />c') (' "-- 0
<br /> (',~ .......... 0 -c.]
<br />0' .......... '1 CT)~
<br />..,.,
<br />C_? tL) "'T'" rn
<br />m -u J:>. GJ c::> -
<br />~\ ' :::J
<br />m :3 r- AJ ~g
<br />CJ f. r j:":...
<br />V> ~ .......... U)
<br /> t. I'..) ;;><;
<br /> >- J:~
<br /> ..........
<br /> -..J (j') COf"+
<br /> Ul
<br /> 2
<br /> "
<br />
<br />no
<br />:t:>
<br />rn en
<br />O::E:
<br />'"
<br />
<br />;I':J
<br />m
<br />.."
<br />c:
<br />n Z
<br />::J:nCl
<br />m > !-:'l
<br />Q~
<br />
<br />
<br />N
<br />is
<br />is
<br />tJ)
<br />is
<br />W
<br />-->.
<br />+::0
<br />OJ
<br />
<br />
<br />fier Recording Return To:
<br />flERITAGE BANK
<br />1333 N WEBB RD
<br />GRAND ISLAND, NEBRASKA 68803
<br />Loan Number: 78494
<br />
<br />200603148
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />..5~. < cre.
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated APRI L 3, 2006 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is DEWEY R HEMINGER AND DIANNE M HEMINGER HUSBAND AND WIFE
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HERITAGE BANK
<br />
<br />Lender is a NEBRASKA BANKING CORPORATION
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803
<br />
<br />organized
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is BANKFIRST 1371 26TH AVENUE COLUMBUS NE 68601
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated APRI L 3, 2006
<br />The Note states that Borrower owes Lender EIGHTY - THREE THOUSAND AND 00/100
<br />Dollars (U.S. $ 83,000.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than MAY 1, 2021
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />D Other(s) [specify]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />
<br />NEBRASKAnSingle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />
<br />
<br />Fo,m 3028 1/01 [Mj:1 ~ ~ ~ 1 of 11
<br />
<br />DocMagic~ 800"649-1362
<br />www.docmagic.com
<br />
<br />Ne3028I.dot.l.tem
<br />
<br />1111111111111111111111111111111111111111111111111111111111111
<br />
|