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<br />Space Above This Line For Recorder's Use
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<br />IIIIII~'IIIIII Record and Return To:
<br />United General Title Ins
<br />I" FiBerv-27 Inwood Road
<br />~ ADAMS, MICHAEL Rocky Hill, CT 06067
<br />L-
<br />Rocky Hill, CT 06067 FLS #
<br />
<br />This Instrument was prepared by:
<br />JIGNESH SONI
<br />Citibank. P.O. Box 790017. MS 221. S1. Louis. MO 63179
<br />
<br />1/0.5-0
<br />
<br />Loan No.: 106030112652000
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 100011506300613644
<br />
<br />THIS Deed of Trust is made this 03/22/2006 between MICHAEL ADAMS WHO TOOK TITLE AS MICHAEL
<br />J. ADAMS AND SUSAN ADAMS WHO TOOK TITLE AS SUSAN M. ADAMS. HUSBAND AND WIFE
<br />(herein "Trustor"), whose address is 1720 BRIDLE LANE, GRAND ISLAND, NE 68803, and FIRST
<br />AMERICAN TITLE INS. CO., 13924 GOLD CIRCLE. OMAHA, NE 68144 ("Trustee"), for the benefit of
<br />Citibank, F.S.B., a federal savings bank organized and existing under the laws of the United States of America
<br />whose address is 11800 Spectrum Center Drive, Reston, VA 22090Jherein "Lender"), and Mortgage Electronic
<br />Registration Systems, Inc., a corporation organized under the laws of Delaware, whose address and telephone
<br />number is P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS (herein "Beneficiary"). Mortgage Electronic
<br />Registration Systems, Inc. is Beneficiary of this Deed of Trust solely as nominee for Lender and Lender's successors
<br />and assigns and the successors and assigns of Mortgage Electronic Registration Systems, Inc. The "Borrower"
<br />means the individual(s) who has(ve) signed the Fixed Rate Home Equity Loan Note (the "Note") of even date herewith
<br />and in connection with this Deed of Trust.
<br />
<br />Trustor, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, WITH POWER OF SALE, the following described property located in the County of
<br />HALL, State of Nebraska:
<br />
<br />SEE ATTACHED LEGAL DESCRIPTION
<br />which has the address of 1720 BRIDLE LANE. GRAND ISLAND. NE 68803 (herein, "Property Address");
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents all of which shall be deemed to be and remain a part of the property covered by this Deed of
<br />Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a
<br />leasehold) are hereinafter referred to as the "Property." Trustor understands and agrees that Beneficiary holds only
<br />legal title to the interests granted by Trustor in this Deed of Trust, but, if necessary to comply with law or custom,
<br />Beneficiary (as nominee for Lender and Lender's successors and assigns) has the right to exercise any or all of those
<br />interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing and canceling this Deed of Trust.
<br />
<br />CFX-F-$1-703-NE
<br />ADAMS
<br />
<br />I of?
<br />
<br />Revised 11/17/2005
<br />ACAPS: 106030112652000
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