|
<br /> :::a n~
<br /> m ~ '..r
<br /> -n
<br /> c:
<br /> iii n z n , !'-"v
<br /> :;l"li , ~:,;) ('") <.n I
<br /> :t: ~ 0 =~ 0
<br /> ~ ........ c::r.> o -l
<br />I\.) :0- m ..-,:l::t- c: l> N
<br />n CA :n z-l
<br />IS ~ :;l"li :z: ::c ~' -0 -jrrl
<br />IS :::0 0
<br />0'> :;; ~~~ -< 0
<br />IS o~.., 0 '1 0 Gr
<br />w i --J .,..,
<br />IS """T1 .....:...,. (J)
<br />-..J C' <:":J (' :::r: rTI -
<br />CJ1 '0 m -0 1> CtJ 0 ~
<br /> Pl :3 r :;lJ I
<br /> !1 0 r l> (...)
<br /> (f) (n
<br /> ~ ^ 0
<br /> 1> --J
<br /> c...:> -.........
<br /> co U1 Ul
<br /> (j) Z
<br /> 0
<br />
<br />
<br />
<br />ISpace Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />~IN: 100416700001690131
<br />
<br />-%-
<br />
<br />C>
<br />
<br />c..>
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated April 7th , 2006 , together with
<br />all Riders to this document.
<br />(B) "Borrower" is Louis T Lautenschlager II and Amy ~ Lautenschlager, husband and wife
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 2535 Carleton Avenue Suite C Grand Island, NE 68803
<br />(D) "Trustee" isU.S. Bank Trust Company, National Association 111 SW Fifth Avenue Portland, OR 97204
<br />
<br />(E) "~ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. ~ERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated April 7th ,2006 . The Note
<br />states that Borrower owes Lender Eighty Three Thousand Nine Hundred and 00/100
<br />Dollars (U .S. $83,900.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2036
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider
<br />D Balloon Rider
<br />D 1-4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />IX! Other(s) [specify] Mortgage
<br />Addendum
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(~) "Escrow Items" means those items that are described in Section 3.
<br />(N) "~iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "~ortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />
<br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />12439.CV (1/05) 900506
<br />
<br />(MERS)
<br />
<br />Form 3028 1/01 (page I of 8 pages)
<br />Creative Thinking, Inc.
<br />
<br />GOTQ(0002d506 )
<br />
<br />Return To:
<br />CharterWest National Bank
<br />2535 Carleton Avenue Suite C
<br />Grand Island, NE 68803
<br />
<br />L7Z~
<br />
|