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<br />200602943 <br /> <br />Loan Number: 521036568 <br /> <br />Servicing Number: 002120559 - 6 <br /> <br />Date: 03/24/06 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br /> <br />~~Jd~ <br /> <br />(Seal) <br /> <br /> <br />, <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />MULTISTATE ADJUSTABLE RATE RIDER-LIBOR INDEX-5iogle Family <br />Page 3 of 3 <br /> <br />USRI0023 (02-23-99) <br />