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<br />" ! <br /> <br />, ' <br /> <br />(C) "Lender" is TierOne Bank <br /> <br />200602921 <br /> <br />Lender is a Savings Bank <br />organized and existing undl.:r the laws of UNITED STATES OF AMERICA <br />Lender's address is 1235 N STREET LINCOLN NE 68508- <br /> <br />Lemkr is thl.: bl.:nd1ciary undl.:r this Security Instrument. <br />(D) "Trustee" is TierOne Bank <br /> <br />(E) "Note"llleans thl.: promissory notl.: signl.:d by BornlWl.:r and dated March 30th, 2006 <br />Thl.: Note states that Borrower owes Lmldl.:r ONE HUNDRED THIRTY SIX THOUSAND AND <br />00/100 Dollars <br />(U.S. $ 136,000.00 ) plus interl.:St. Borrower has promised to pay this debt in rl.:gular Periodic <br />Payments and to pay thl.: dl.:bt in full not latl.:r than May 1, 2021 <br />(F) "Property" mt:ans thc propl.:rty that is describl.:d below undl.:r thl.: heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" ml.:lUlS the debt evidcncl.:d by the Notl.:, plus interest, any prl.:payment charges and latc chargl.:s <br />due under the Notl.:, and all sums dul.: under this Security Instrument, plus interest. <br />(H) "Riders" ml.:ans all Ridcrs to this Security Instrumt:nt that arl.: l.:xt:cuted by Borrower. The following <br />Ridl.:rs are to be execukd by Borrower [chl.:ck box as applicableJ: <br /> <br />D Adjustable Rate Ri(kr <br />D Balloon Rider <br />D VA Ridt:r <br /> <br />D Condominium Rider D Sl.:cond Home Ridl.:r <br />o Plannl.:d Unit Devclopml.:nt Rider D 1-4 Family Rider <br />D Biweekly Payml.:nt Rider D Othcr(s) [specifyl <br /> <br />(I) "Applicable Law" ml.:ans all controlling applicabk fderat, statl.: and local statutes, regulations, <br />ordinances and administrative rules and orders (that havl.: the effect of law) as well as all applicabk final, <br />non-appl.:alable judicial opinions. <br />(,J) "Community Association Dues, Fees, and Assessments" means all dues, fl.:l.:s, assessments and othl.:r <br />chargl.:s that are imposl.:d on BOlTOWl.:r or the Propl.:rty by a condominium association, borneownl;fs <br />association or similar organization. <br />(K) "Electronic Funds Tnmsfer" means any transfer of funds, other than a transaction originatl.:d by <br />check, draft, or similar papl.:r instrument, which is initiated through an l.:kctronic terminal, telephonic <br />instrument, computer, or magnl.:tie tape so as to order, instruct, or authorizl.: a financial institution to debit <br />or C1Tdit an account. Such term inclu(ks, but is not limited to, point~of-sale transfers, automakd teller <br />machine transactions, transfers initiakd by tdl.:]lhone, wire transfers, and automated ckaringhollse <br />transfers. <br />(L) "E.<;crow Itcms" means thosc itl.:ms that are describl.:d in Section 3. <br />(M) "Miscellancous Proceeds" means any compensation, settlcml.:nt, award of damages, or ]lrocl.:l.:ds paid <br />by any third ]laI1y (other than insurance proccl.:ds paid under the coverages (kscribed in Sl.:ction 5) for: 0) <br />damage to, or destruction ot~ tbt: Property; (ii) condemnation or otber taking of all or any part of the <br />Property; (iii) convcyance in lil.:u of condemnation; or (iv) misrl.:presentations of, or omissions as to, the <br />value and/or condition of the Propl.:rty. <br />(N) "Mortgage Insurance" means insurance protl.:cting Lender against the nonpayment of, or dd~llllt on, <br />the Loan. <br /> <br />.-6(NE) (0407).01 <br />@ <br /> <br />,nitia,s:U3 <br /> <br />Fonn 3028 1/01 <br /> <br />0110247901 <br /> <br />P'1;le 2 of 1 5 <br /> <br />~ <br />