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<br />200602890 <br /> <br />If lender exercises the option to require immediate payment in full, lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is mailed or delivered within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration <br />of this period, lender may invoke any remedies permitted by this Security Instrument without <br />further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Fixed/Adjustable Rate Rider. <br /> <br />Cjd~f ~ <br />DANA J. PETERSON <br /> <br />(Seal) <br />~Borrower <br /> <br />c?~ rl. (9~", Ani< ~ (Seal) <br />PAMELA l PETERSON ~Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />FIXED/ADJUSTABLE RATE BALLOON RIDER <br />WSJ SIX MONTH LIBOR <br />He 54205.6 <br />DDS-BR2 <br /> <br />( 5 of 5) <br />