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<br />200602772 <br /> <br />DURABLE POWER OF ATTORNEY <br /> <br />I, DOROTHY V. ZICHEK, a legal resident of the City of Grand Island, State of Nebraska, appoint in the event of my <br />disability or physical incapacity, MELVIN E. ZICHEK, of Grand Island, Nebraska, my true and lawful attorney, or in the event of <br />his death or inability to act, then SHANNON E. ZICHEK, of Grand Island, Nebraska, my true and lawful attorney, to do any of <br />the following acts: <br /> <br />(1) To buy, sell, convey, lease, or otherwise encumber or dispose of any property whatsoever be it real or personal upon <br />such tenns as my said attorney shall think proper. <br /> <br />(2) To transact all and every kind of business of whatever nature or kind whatsoever; including to act on my behalf, if I <br />am a Trustee of a Revocable Trust. <br /> <br />(3) To make, endorse, receive, or execute checks. <br /> <br />(4) To deposit into and withdraw from my Trust my said attorney's name or my name or jointly in both our names, in or <br />from any banking institution, any funds, negotiable paper, or moneys, which may come into my said attorney's hands as such <br />attorney or which I now or hereafter may have on deposit or be entitled to. <br /> <br />(5) To institute, prosecute, defend, compromise, and dispose of actions, suits, or other proceedings, or otherwise engage <br />in litigation. <br /> <br />(6) To act as my attorney or proxy in respect to any stocks, shares, bonds, insurance, annuities or other investments, <br />rights, or interests I may now or hereafter hold or that is held in my Trust. <br /> <br />(7) To engage and dismiss agents, counsel and employees and to appoint and remove at pleasure and substitute for any <br />agent of my said attorney, in respect to all or any of the matters or things herein mentioned and upon such tenus as my attorney <br />shall think fit. <br /> <br />(8) To have access to any safe deposit box. <br /> <br />(9) To exercise the authority relating to matters involving my health and medical care, so that if I am unable to give an <br />informed consent to medical treatment, my attorney shall give or withhold such consent for me based upon any treatment choices <br />that I have expressed while competent, whether under this instrument or otherwise. To employ and discharge medical personnel <br />including physicians, psychiatrists, dentists, nurses and therapists as my attorney shall deem necessary for my physical, mental <br />and emotional well-being, and to pay them, or any of them, reasonable compensation, and to give consent to any medical <br />procedures, tests or treatments, including surgery, to arrange for my hospitalization, convalescent care and hospice of home care; <br />to release any and all medical records of any hospital, doctor, regional center (mental hospital) or hospice. <br /> <br />(10) To make annual gifts to any or all of the beneficiaries namcd in my Will in an amount of $11 ,000.00, or in the event <br />that the Internal Revenue Code increases or decreases the amount of annual gift for exclusion, then such increased or decreased <br />amount, for the purpose of reducing federal estate taxes. Such gifts are hereby authorized in accordance with any gift pattern or <br />single gifts made by me in prior years to the extent that it will have any benefit for family tax planning to reduce federal or state <br />estate taxes and state inheritance taxes, as detennined in the sole discretion of my said attorney. <br /> <br />(11) My Agent has the power to prepare, sign, and file on my behalf any and all federal, state and local income (including <br />federal and state estimated and state interest, dividends and gains), generation skipping, "business tax," and gift tax returns for all <br />periods between the years 1982 and 2082 and to pay any tax due thereon; to represent me or to sign an Internal Revenue Service <br />Form 2848 ("Power of Attorney and Declaration of Representative") or 8821 ("Tax Information Authorization") or comparable <br />authorization, appointing a qualified lawyer, certified public accountant, or emolled agent (including my Agent if my Agent is <br />