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<br />N <br />S <br />S <br />m <br />S <br />N <br />-.....J <br />-.....J <br />..... <br /> <br />330 -0 II 5&k f0. <br />Record & Return: L .3 J" OJl'i-~,,~ <br />Progressive Closing & Escrow CompanY, TriG.' :I: <br />50 Vantage Paint Drive, Suite 3 ~ <br />Rochester, NY 14624 '" <br />-- L({)()U9 L(7- 9_ <br /> <br />~ <br />m <br />.." <br />c: <br />Z <br />no <br />)>~ <br />en <br />X <br /> <br />Q~ <br />m en <br />O:C <br />'" <br /> <br />=3 <br />= <br />= <br /> <br />r-~,....:;, <br />C:';;~:;I <br />~ <br />c;;n <br /> <br />o (n <br />O-i <br />C J> <br />:,z-i <br />---irrl <br />-<0 <br />o ., <br />-r,z <br />:r: Pl <br />J>CI:J <br />r- ::0 <br />r-J> <br />(n <br />;:><: <br />J> <br /> <br />.........", ~ <br />:>:,,' '"i\~ <br />r.1 ~_. <br />G-:> (:. ~ <br />o~ <br />"'" <br />Ct <br />~ <br />~ <br /> <br /> <br />w <br />o <br /> <br />o <br />,.,.1 <br />rT1 <br />o <br />(f) <br /> <br />:n <br />:3 <br />.......... <br />.......... <br />.....c <br />-C: <br /> <br />(IJ <br />(IJ <br /> <br />THIS INSTRUMENT WAS PREPARED BY: <br />CLAYTON LEWIS <br /> <br />.................... <br /> <br />ACCOUNT NO.: 106020317493000 <br /> <br />200602771 <br />HOME EQUITY LINE OF CREDIT DEED OF TRUST <br /> <br />In this Deed of 'I' rust, "You", "Your" and "Yours" means JUAN Co MAROUEZ AND ERNESTINE MAROUEZ. <br />HUSBAND AND WIFE. AS JOINT TENANTS AND NOT AS TENANTS IN COMMON ("Trustor"). "We," <br />"Us" and "Our" means CITIBANK FEDERAL SAVINGS BANK, which has a home office of 11800 Spectrum <br />Center Drive, Reston, V A 22090 (beneficiary). The "Trustee" means First American Title Company or any <br />successor appointed pursuant to paragraph 28 of this Deed of 'I' rust. The "Borrower" means the individual(s) who <br />has(ve) signed the Home Equity Line of Credit Agreement and Disclosure (the "Agreement") of even date herewith <br />and in connection with this Deed of 'I' rust. <br /> <br />The "Property" means the real estate, including the leasehold (if any), located in HALL County, <br /> <br />(SEE A TT ACHED LEGAL DESCRIPTION) <br /> <br />THIS DEED OF TRUST between You and Us is made as ofthe date next to Your first signature below and has a <br />final maturity date 30 years and 2 months from such date. <br /> <br />The Agreement provides that the credit secured by the Property is an open-end revolving line of credit at a variable <br />rate of interest. The maximum amount of all loan advances made to the Borrower under the Agreement and which <br />may be secured by this Deed of Trust may not exceed $19.700.00 (the "Credit Limit"). At any particular time, the <br />outstanding obligation of Borrower to Us under the Agreement may be any sum equal to or less than the Credit <br />Limit plus interest and other charges owing under the Agreement and amounts owing under this Deed of Trust. <br />Obligations under the Agreement, Deed of Trust and any riders thereto shall not be released even if all indebtedness <br />under the Agreement is paid, unless and until We cause a reconveyance ofthe property to be executed to Trustor and <br />such release is properly recorded. <br /> <br />TO SECURE to Us: (a) the payment and performance of all indebtedness and obligations of the Borrower under the <br />Agreement or any modification or replacement of the Agreement; (b) the payment of all other sums advanced in <br />accordance herewith to protect the security of this Deed of Trust, with finance charges thereon at the variable rate <br />described in the Agreement; and ( c) the payment of any future advances made by Us to Borrower (pursuant to <br />Paragraph 16 of this Deed of Trust (herein "Future Loan Advances")) and, in consideration of the indebtedness <br />herein recited, You hereby irrevocably grant and convey to the Trustee, in trust for our benefit, with power of sale, <br />the Property; <br /> <br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights. <br />appurtenances, rents (subject however to the rights and authorities given herein to You to collect and apply such <br />rents), royalties, mineral, oil and gas rights and profits, water, water rights and water stock, and all fixtures now or <br />hereafter attached to the Property (which, ifthis Deed of 'I' rust is on a unit in a condominium project or planned unit <br />development, shall include the common elements in such project or development associated with such unit), all of <br />which, including replacements and additions thereto, shall be deemed to be and remain a part ofthe Property, <br /> <br />CFX-H-SI-703-NE <br />MARQUEZ <br /> <br />lof8 <br /> <br />Revised 11/17/2005 <br />ACAPS: 106020317493000 <br /> <br />~I <br />~fr <br /> <br />~f <br />z <br />o <br /> <br />Y' <br />.s:s <br />o <br />