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<br />200602738 <br /> <br />JL <br /> <br />0151303476 <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3%) of <br />the original principal amount. If within the second year after the execution of the Security <br />Instrument I make full prepayment, I will pay a prepayment charge in an amount equal <br />to two percent (2%) of the original principal amount. <br /> <br />If within the first year after the execution of the Security Instrument I make full <br />prepayment, I will pay a prepayment charge in an amount equal to three percent (3%) <br />of the original principal amo <br /> <br />BY SIGNING BELO , Borrower ac epts <br />contained in this Prepayment Rider. <br /> <br /> <br />(Seal) <br />-Borrower <br /> <br />JOSE C <br /> <br />e~0- <br />CATALINA BERNAL DE CRUZ -- <br /> <br /> <br />provisions <br /> <br />(Seal) <br />-Borrower <br /> <br />Prepayment Rider <br /> <br />PP010C Rev. 09/12/05 <br />(Page 2 of 2) <br />