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<br />200602708 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~< <br />, ."..' . <br />R R HARMS <br /> <br /> <br />(Seal) <br /> <br />~j. ' ct.fLAAw A <br />u "J. ,c___ (Seal) <br />KATHY HARMS -Borrower <br /> <br />(Seal) ____ (Seal) <br />-Borrower -Borrower <br /> <br />(Seal) (Seal) <br />-Borrower -Borrower <br /> <br />(Seal) (Seal) <br />-Borrower -Borrower <br /> <br />CIt-6(NEII04071.01 <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br />