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<br />200602553. 00 ~
<br />Space Above This Line For Recording Datil
<br />
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />o Construction Security Agreement
<br />o Master form recorded by.............................
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security In~trulllent) is .9.~:Q~:.49.Q~,.......................,.
<br />......,-~-.==--=-c----cy-ne=p'lrrneS'lUI(JtI1elr adaresses are: - . - ---~ -
<br />
<br />State of Nebraska
<br />
<br />TRUSTOR:
<br />John E. Nowicki and Jennifer L. Nowicki, Husband and Wife
<br />4127 Norseman Ave.
<br />Grand Island, NE 68801
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<br />o If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />
<br />TRUSTEE:
<br />Heritage Bank
<br />1333 N. Webb Road P.O. Box 5138
<br />Grand Island, NE 68802.5138
<br />
<br />BENEFICIARY:
<br />Heritage Bank
<br />Organized and existing under the laws of the state of Nebraska
<br />1333 North Webb Road
<br />P.O. Box 5138 Grand Island, NE 68802.5138
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure tbe Secured Deht (defined bclow) and Trustor's perfonnance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />properly:
<br />
<br />A Tract of land comprising a part of the Northeast Quarter of the Northeast Quarter (NE 1/4NE 1141 of Section Twenty One (21),
<br />Township Eleven (11) North, Range Nine (91 West of the 6th P.M., City of Grand Island, Hall County, Nebraska and more particularly
<br />described as follows: Beginning at a point on the north line of Oklahoma Avenue, where such point intersects with the east line of
<br />Greenwich Street, thence running northwesterly along and upon the east line of Greenwich Street, a distance of One Hundred Forty-Five
<br />and Six Hundredths (145.06) feet; thence running northeasterly a distance of One Hundred Twenty One and Thirty Seven Hundredths
<br />(121.37) feet; thence running southeasterly a distance of One Hundred Forty Four and Seventy Nine Hundredths (144.79) feet to a
<br />point on the north line of Oklahoma Avenue; thence running southewesterly along and upon the north line of Oklahoma Avenue a
<br />distance of One Hundred Twenty One and Forty Three Hundreds (121.43) feet to the point of beginning
<br />
<br />The property is located in Ha.!!............................................................... at .~~~.~~.s.t. .q~!~~.o.m.a .Av.e......:........,
<br />(COlOlty)
<br />............................................................, . ?.r.~~~.I.~I.~~~....................................., Nebraska . 6.~~.q.l...........,...
<br />(Address) (City) (ZIP Cuk)
<br />
<br />Together with all rights, casell1ents,~Pl?u!i-el!8nces. royaltie~,_mineral.. rights, oil and gas rights, all water and riparian
<br />rfgnts, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall
<br />not exceed $ Jl.9!9.~~:~Q...................."............... . This limitation of amount does not include inLerest and other fees
<br />and charges validly made pursuant to this Security Instrwnent. Also, Lhis limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perfonn any of the covenants contained in this
<br />Security Instrument.
<br />
<br />4. SECURED DEBT AND FUTURE ADVANCES. The tenn "Secured Debt" is defined as follows:
<br />A. Debt incurred under the tenns of all promissory note(s), contract(s), guaranty(ies) or olher evidence of debt
<br />described below and all Lheir extensions, renewals, modifications or substitutions. (You must specifically ident(fy the
<br />debt(s) secured and you should include the final maturity date of such debt(s).)
<br />See Attached Exhibit" A"
<br />
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA. FHLMC. FHA OR VA USE)
<br />~@ C,,) 1994 Bank.rs System.. Inc.. St. Cloud, MN Form OCP-REDT-NE 5/10/2005
<br />
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