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<br />200602500 <br /> <br />ADJUSTABLE RATE RIDER <br />(LIBOR Index - Rate Caps) <br />MIN 1000466-0000801699-1 <br /> <br />THIS ADJUSTABLE RATE RIDER is made this 16th day of March, 2006 ,and <br />is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to <br />Secure Debt (the "Security Instrument") oftbe same date given by tbe undersigned (the "Borrower") to <br />secure Borrower's Note to <br /> <br />Popular Financial Services, LLC <br /> <br />(the" Lender") of the same date and covering the property described in the Security Instrument and located <br />at: <br /> <br />1043 S VINE STREET <br /> <br />, GRAND ISIAND <br />IProperly Address) <br /> <br />,NE 68801 <br /> <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE <br />AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S <br />INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE THE <br />BORROWER MUST PAY. <br /> <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />The Note provides for an initial interest rate of 8. 9500 <br />changes in the interest rate and the monthly payments, as follows: <br /> <br />%. The Note provides for <br /> <br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The interest rate I will pay lllay change on the first day of April, 2008 and on that <br />day every sixth lllonth thereafter. Each date on which my interest rate could change is called a "Change <br />Date, " <br /> <br />00624375 <br /> <br />MUL TISTA TI' ADJUSTABLE RA TI' RIDER - LIBOR INDEX - Single Family - Freddie Mo. Modified Instrument <br /> <br />MW 05'00 <br /> <br />Initials: tJt/!J!!--. <br /> <br />Pogo 1 of 4 <br /> <br />(2/28 & 3127 LH30R ARM RIDER) <br />S192-81SR <br />JB OS0006 07121/00 <br />